| 道德风险存在下董事责任保险市场的保费水平分析 |
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| 引用本文： | 刘自敏,万迪昉,江方. 道德风险存在下董事责任保险市场的保费水平分析[J]. 当代经济科学, 2004, 26(4): 21-25 |
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| 作者姓名： | 刘自敏 万迪昉 江方 |
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| 作者单位： | 西安交通大学,管理学院,陕西,西安,710049 |
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| 基金项目： | 面向21世纪教育振兴行动计划(985计划)，国家自然科学基金 |
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| 摘 要： | 本文通过对董事责任保险市场的介绍,指出在董事责任保险市场中存在着严重的道德风险问题,通过对市场中保险双方行为的博弈分析,得到在道德风险存在下的保费变动范围,并指出防止或减轻董事责任保险市场中道德风险的方法.
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| 关 键 词： | 董事责任保险 道德风险 保费水平 |
| 文章编号： | 1002-2848(2004)04-0021-05 |
| 修稿时间： | 2004-06-04 |
An Analysis on the Insurance Premium level of Director Liability under Moral Hazard |
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| LIU Zi-min,WAN Di-fang,JIANG Fang. An Analysis on the Insurance Premium level of Director Liability under Moral Hazard[J]. Modern Economic Science, 2004, 26(4): 21-25 |
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| Authors: | LIU Zi-min WAN Di-fang JIANG Fang |
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| Abstract: | By introducing the market of director liability insurance, this paper holds that there exist serious problems of moral hazard in the market. With the game analysis on the behavior of both insurance parties, the paper obtains the range of insurance premium changing and gives some suggestive ways to prevent or reduce the moral hazard. |
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| Keywords: | director liability insurance moral hazard insurance premium level |
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