建立现代信用担保体系改善中小企业融资环境

中小企业是国民经济的重要组成部分。融资难问题极大地制约着中小企业的发展。发达国家为有效解决这一难题．采取多种适合中小企业融资特点的融资方式。其中．建立中小企业信用担保体系是世界各国扶持中小企业发展的通行作法．对我国解决中小企业融资难问题，有较大的借鉴作用。

Setting up Modern Credit Guarantee System Improving Finance Environment of Medium and Small-sized Enterprises

Medium and small-sized enterprises play on important part in national ecoomy. The development of them are subjected to the problem of financing. Developed countries take various of finance methods that are suitable to the medium and small-sized enterprises to solve the problem. Among them, setting up the credit guarantee system of the medium and small-sized enterprises is a popular action to support the development of the medium and small-sized enterprises in the world, and use for reference for our country to solve the question of financing of the medium and small-sized enterprises.