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商业银行个人金融业务的风险分析
引用本文:陈兵. 商业银行个人金融业务的风险分析[J]. 上海立信会计学院学报, 2005, 19(5): 21-24
作者姓名:陈兵
作者单位:上海立信会计学院,上海,201600
基金项目:上海高校优秀青年教师后备人选科研项目.
摘    要:文章对商业银行个人金融业务面临的风险及风险控制机制进行了研究。我国商业银行个人金融业务包括负债业务、资产业务和中间业务,其中资产业务中的消费信贷面临一系列的风险和制约因素。针对这些风险和制约因素,文章提出了相应的风险控制对策。

关 键 词:商业银行  个人金融业务  风险控制对策
文章编号:1009-6701(2005)05-021-04
收稿时间:2005-04-04
修稿时间:2005-04-04

Risk Analysis of Personal Financial Business of Commercial Bank
Chen Bing. Risk Analysis of Personal Financial Business of Commercial Bank[J]. Journal of Shanghai Lixin University of Commerce, 2005, 19(5): 21-24
Authors:Chen Bing
Abstract:This paper studies on the risk and risk control mechanism of personal financial business of commercial bank. Personal financial business includes asset, liability and media business. Among them,consuming credit of asset business faces many risks and restricted factors. In order to deal with these risks, some risk countermeasures are recommended.
Keywords:commercial bank   personal financial business   risk countermeasure
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