金融危机对中小企业发展影响分析

文章从困难和机遇两个方面系统分析了金融危机给中国中小企业发展带来的影响。得出以下结论:金融危机使中国中小企业面临出口订单锐减,出口市场缩小,生产成本上升,产出下降,生产规模缩小,倒闭现象严重,信贷支持减少,直接融资渠道变窄,融资成本提高等困难。但在金融危机中,中小企业也面对全球产业转型、升级,中国扩大内需政策,积极财税金融支持,人才引进等机遇。面对困难与机遇,中小企业应该积极扩大内需市场,开拓危机影响较小的海外市场,强化内部财务管理,扩展融资渠道,优化人才引进和管理机制。

Analysis of Financial Crisis Impacting the SME Development

This paper analyses the influence of financial crisis on small and medium enterprises from the aspects of both opportunity and difficulty.The following conclusions are reached:as a result of the financial crisis,small and medium enterprises in China are now facing many difficulties,including sharp decrease in the number of export order,shrinking of export markets,reduction of output,downsizing the scale of production,the mass bankruptcy,weaker credit support,narrower direct financial channels and higher fin...