金融改革三十年：筚路蓝缕，春华秋实

中国的金融改革开放走过了三十年的历程。回眸三十年，我们取得了举世瞩目的成效，积累了不少宝贵经验：保持币值稳定才能促进经济持续增长；直接融资和间接融资协调发展才能有效配置资源；加强金融监管才能保证国家金融安全；循序渐进改革才能稳定持续发展；立足本国实际，借鉴国外经验才有后发优势。在总结经验赞誉辉煌的同时，保持清醒头脑，正视改革中的缺憾是必须的。例如，国有商业银行现代金融企业制度尚未真正建立、金融市场体系不够完善、金融价格尚未完全市场化、金融宏观调控效果还不够理想、金融监管体系还不能完全适应金融现代化的需要、潜在金融风险巨大等，有待于金融进一步的深化改革。

The Hardship, Bitterness And Achievements:A Review about 30-Year Financial Reform in China

Financial reform in China has experienced a long way of 30 years.Tracing back through the development in the 30 years,we endured a tortuous bitterness of searches,went into courageous practice,achieved the brilliance of great success and also won the useful experiences:making sure the concept that only stable value of the currency can promote sustainable economic growth;only the coordinated development of direct and indirect finances can bring about effective resource allocation;financial supervision can on...