严监管背景下农信社合规风险管理体系建设

2018年,银行业监管环境进一步趋严,不但强调对银行的监管,更提出了对监管人员职责的监管,这种严格的外部监管环境对农信社的合规风险管理带来了极大的挑战。农信社合规风险管理体系的建设和完善已势不容缓。论文提出了农信社合规风险管理体系建设要从战略定位、文化渗透、防线搭建、专业专职化、考核和追究六个维度入手,推进合规风险管理长效机制的建设。

The Construction of Compliance Risk Management System for Rural Credit Cooperatives Under the Background of Strict Regulation

In 2018,the banking regulatory environment has become more stringent,which not only emphasizes the regulation of banks,but also proposes the regulation of the responsibilities of regulatory personnel.This strict external regulatory environment has brought great challenges to the compliance risk management of rural credit cooperatives.The construction and improvement of the compliance risk management system for rural credit cooperatives can not be delayed.This paper proposes that the construction of compliance risk management system for rural credit cooperatives should start from six dimensions:strategic positioning,cultural penetration,defense line construction,professionalization and specialization,assessment and investigation,so as to promote the construction of long-term mechanism of compliance risk management.