| 浅谈我国商业银行金融风险及其法律防范 |
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| 引用本文： | 王中魁.浅谈我国商业银行金融风险及其法律防范[J].中小企业科技,2008(2). |
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| 作者姓名： | 王中魁 |
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| 作者单位： | 郑州轻工业学院 河南 |
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| 摘 要： | 文章分析了我国商业银行金融风险形成的原因:内部控制制度落后,防范金融风险的法律体系不健全等。因此,应当加强商业银行的内部控制制度,建立独立的稽核部门;建立存款保险制度;健全银行的法人制度;修改相关的法律法规,健全风险防范的法律体系。
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| 关 键 词： | 商业银行 金融风险 法律防范 内部控制 |
Simple Talk on Financial Risks and Its Legal Prevention of Chinese Commercial Bank |
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| Authors: | Wang zhong-kui |
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| Abstract: | This paper analyzes that the internal control system is backward and the legal system preventing financial risks is not perfect and so on,which resuhing in financial risks of Chinese commercial bank.Therefore,it must improve the in- ternal control system of commercial bank and establish the independent audit department;and build deposit insurance sys- tem;and amend the relevant laws and regulations to perfect the legal system preventing financial risks. |
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| Keywords: | Commercial bank Financial risks Legal prevention Internal control |
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