| 我国产险公司承保亏损原因分析及建议 |
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| 引用本文： | 杨娟,崔建福. 我国产险公司承保亏损原因分析及建议[J]. 保险研究, 2009, 0(8) |
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| 作者姓名： | 杨娟 崔建福 |
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| 作者单位： | 云南财经大学统计与数学学院;中国保险监督管理委员会云南监管局; |
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| 摘 要： | 近年来,我国产险市场保持快速增长,但自2006年起承保效益连续出现大面积亏损,严重影响产险公司偿付能力。本文分析了产险公司承保效益情况,并剖析了造成普遍亏损的原因,认为要扭转产险行业普遍亏损的现状,保险企业要转变经营理念,提升自身经营绩效及经营水平;保险监管部门要在尊重市场规律基础上,推出有效的监管措施,为促进有序竞争提供制度保障。
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| 关 键 词： | 承保效益 亏损原因 政策建议 |
Reasons for underwriting losses of China' property insurance companies and suggested solutions |
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| Yang Juan,Cui Jian-fu. Reasons for underwriting losses of China' property insurance companies and suggested solutions[J]. Insurance Studies, 2009, 0(8) |
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| Authors: | Yang Juan Cui Jian-fu |
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| Abstract: | China's property insurance industry has been maintaining a rapid pace of growth in recent years,but the industry has incurred large-scale underwriting losses from 2006,which has seriously undermined property insurers' solvency adequacy.The paper studied the current underwriting results of property insurers,and analyzed the causes for extensive underwriting losses.It held that insurance companies should transform their operational concepts and further enhance their management skills in order to turn around t... |
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| Keywords: | underwriting results reasons for underwriting losses policy suggestions |
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