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我国农村金融发展对城乡收入差距的影响
引用本文:张立军,湛泳. 我国农村金融发展对城乡收入差距的影响[J]. 财经科学, 2006, 83(4): 53-60
作者姓名:张立军  湛泳
作者单位:复旦大学经济学院;湘潭大学商学院
摘    要:大多数研究表明,中国整体金融发展显著扩大了城乡收入差距,但它们均未从农村金融发展的视角对城乡收入差距进行研究.本文从农村自身经济金融发展层面出发运用1978-2004年的相关数据,分析了农村金融发展与城乡收入差距之间的关系,结果显示:农村金融发展扩大了城乡收入差距,究其原因主要是农村资金的不断外流和非正规金融的不规范发展,加剧了城乡收入差距的扩大.现实的出路是遏制农村资金外流,提供更多的农村正规金融资源;规范非正规金融发展.

关 键 词:农村金融发展  资金外流  非正规金融  城乡收入差距
文章编号:1000-8306(2006)04-0053-08
收稿时间:2006-02-23
修稿时间:2006-02-23

China Rural Financial Development's Influence on Urban-Rural Income Gap
Zhang Lijun,Zhan Yong. China Rural Financial Development's Influence on Urban-Rural Income Gap[J]. Finance and Economics, 2006, 83(4): 53-60
Authors:Zhang Lijun  Zhan Yong
Abstract:This paper has analyzed the relation between rural financial development and urban- rural income gap from the rural economic growth from 1978 to 2004. The result shows that rural financial development has enlarged urban- rural income gap. The reason is that the rural fund outflew and that irregular finance developed in informal means. The reaUstie way is that we prevent rural fund outflow, offer more rural formal financial resources, and formalize informal finance development.
Keywords:financial development in rural area   fund outflow   informal finance   urban- rural income gap
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