构建多元化农村金融组织体系的可行性分析

解决三农融资困难问题正逐渐成为社会的共识。在研究过程中，我们以“农村金融组织提供金融服务群体类型的多样性程度”和“农村金融组织对农村金融需求的适应性”两个概念为分析的前提，通过采取数理分析的方法，经过严密的逻辑推理，指出专业化的农村金融组织才能更好地为三农提供全面的、有效率的金融服务，也就是说，农村金融组织体系的构成应该是多元化的。

The Inevitability of Constructing the Rural Multiplicative Finance Organization System

It is well-known that gradually to solre the financing problems of ＂three＇--nongs＂ is difficult. There are two concepts as prerequisites of analysis during our study, the variety of the service community types and the adaptability of the financial demand for a rural finance organization. Therefore, a mathematical model was constructed by means of the strictly logical inference, it points out that the rural specialized financial organization can provide better the comprehensive and the efficient financial service for ＂three--nongs＂. That is, the rural finance organization constitution systems should be multiplicative.