现代信用制度的经济法分析

本文认为,信用是人类文明的基石,法律对于信用的维护经历了从民法的个人本位到经济法的社会本位的过程,现代信用制度的诸多方面体现了经济法的理念。现代信用制度的共同特征表现在三个方面:一是国家立法规定信用信息的公开;二是社会中介组织在信用体系正常运转中的枢纽地位;三是信用责任机制的社会性。

The Economic Law Analysis of Modern Credit System

The author puts forward that credit is the foundation stone of human c ivilization. In maintaining credit,the law experiences the process from taking individual as the center to society as the center. Modern credit system embodies the idea of economic law. The common characteristics of modern credit system ar e represented in,first,the openness of national regulated credit information; second,the pivotal role of social intermediaries play in maintaining normal op eration of credit system; and third,the sociability of credit responsibility m echanism.