国有控股商业银行公司治理优化研究

国有控股商业银行，按照“三会分设、三权分开、有效制约、协调发展”的原则，初步建立了现代公司治理结构。然而，现行治理结构仍然存在着缺陷：投资者与利益相关者的利益不能得到真正的保护，董事会、监事会、管理层之间的关系还没有真正理顺，缺乏有效的激励与约束机制。为此，必须优化国有控股商业银行公司治理，即必须引入“金股”，构建多元化股权，激发投资者与其他利益相关者对公司经营的关注与监督；必须理顺股东大会、董事会、监事会、管理层等各方关系，确保分权制衡的有效性；必须建立健全激励、约束机制，实现效率和制衡的平衡。

Study on the Optimization for Corporate Governance of State-Holding Commercial Banks

The state-holding commercial banks have set up modern corporate governance structure according to the principle of separation of 3 boards,division of 3 powers,efficient control and harmonious development.Whereas there are still some deficiencies in the existing governance structure: the interests of investors and interests-related can not be properly protected;the relations among the board of directors,board of supervisors and managers are not so well coordinated;there is a lack of proper incentive and cons...