金融创新与金融监管的动态博弈——兼论对我国金融监管的启示

金融创新作为客观发展规律对金融监管的影响是决定性的,金融监管在某个时段可能会影响金融创新,但它最终要适应金融创新的需要。本文应用博弈论分析方法论证金融创新与金融监管的动态博弈关系,并借鉴美国金融创新和金融监管动态博弈的例证,探讨在金融全球化和金融自由化的浪潮下,我国金融监管当局如何适应新形势的需要,转变监管理念,运用现代信息技术,完善监管体系,防范金融风险。

Dynamic Game Between Financial Innovation and Financial Regulation——Enlightenments to China''''s Financial Regulation

Financial innovation affects financial regulation determinatively as a law of development.Although financial regulation has an impact on financial innovation at a specific time,it would finally meet the need of the latter.This paper demonstrates the dynamic game relation between financial innovation and financial regulation by using the analytic approach based on the theory of game.With the example of game between financial innovation and financial regulation in USA,the paper discusses how China's financial authorities change regulatory notion and use modern information technology and improve regulatory system to lceep up with the new situation and reduce risks.