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Mortality investigation among persons whose applications for insurance have heen rejected
Authors:Gunnar Trier
Abstract:Abstract

Extract

Life insurance companies are interested III investigations of the mortality among that group of applicants whose applications for insurance, for health reasons, have not been accepted. The compa. nies thereby obtain material enabling them to decide whether their rejection policy during a period has been too strict or not, and on which points, if any, the selection of risks can be liberalized.
Keywords:random effects  regression  nested classification  hierarchical credibility
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