| 信贷市场非均衡对需求者与供给者的影响 |
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| 引用本文： | 易秋霖.信贷市场非均衡对需求者与供给者的影响[J].山西财经大学学报,2003,25(5):85-88. |
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| 作者姓名： | 易秋霖 |
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| 作者单位： | 北京大学经济与社会发展研究所,北京,100871 |
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| 摘 要： | 信贷市场非均衡将改变企业与金融机构的行为 ,降低资源配置效率 ,增加企业与银行的经营成本。“超贷”与“惜贷”都是信贷市场非均衡现象 ,不以利润最大化为目标是导致“超贷”、“惜贷”现象的根本原因。
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| 关 键 词： | 信贷市场非均衡 利润最大化 超贷 惜贷 |
| 文章编号： | 1007-9556(2003)05-0085-04 |
| 修稿时间： | 2003年8月10日 |
Impact of Credit Disequilirium on Receivers and Supplyers |
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| YI Qiu-lin.Impact of Credit Disequilirium on Receivers and Supplyers[J].Journal of Shanxi Finance and Economics University,2003,25(5):85-88. |
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| Authors: | YI Qiu-lin |
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| Abstract: | Disequilibrium in credit market distorts the behavior of businesses and financial institutions and increases operation their costs. "Excessive credit" and "credit reluctance" are examples of disequilibrium and are caused essentially by departures from profit maximization principle. |
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| Keywords: | disequilibrium in credit markets profit maximization excessive credit credit reluctance |
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