贵州省保险业发展对区域经济增长的影响分析

运用协整分析和误差修正模型，实证分析贵州省保险业发展对区域经济增长的影响态势。结果显示：贵州省GDP与保费收入、固定资产投资、城镇居民人均消费性支出之间存在长期均衡关系；长期中，保费收入对GDP存在显著的正向影响，但力度低于投资和消费；短期内，保费收入滞后一期对GDP有显著影响，投资对GDP无显著影响，消费仍是经济增长的主要动力。贵州省有关部门可积极支持保险业发展．全面提升保险密度和保险深度，为贵州省经济增长提供更强动力。

Analysis of Guizhou province insurance industry development's influence on district economy growth

This paper demonstrates the effect situation that Guizhou Province insurance develops to area economic growth with the cointegration analysis and error correction model. The empirical analysis indi- cates that there is a long-term equilibrium relationship between income of insurance ,investment in fixed assets ,per capita annual, living expenditures for consumption of urban households and gross domestic product （GDP） in Guizhou province. In the long run, the positive direction is existed in the function that income of insurance to GDP, but the influence is lower than in- vestment and consumption; In the short term, the no table influence is existed in the function that income of insurance lagging term to GDP, and investment has no notable effect to GDP, Consumption is still the main motive of economic growth. Guizhou Province concerned department may effectively support the insurance in- dustry, In the way insurance density and insurance depth are being promoting in every aspects, at the same time it provides stronger driving force for economic growth in Guizhou Province,