| 巨灾保险:内涵、市场失灵、政府救济与现实选择 |
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| 引用本文： | 李全庆,陈利根. 巨灾保险:内涵、市场失灵、政府救济与现实选择[J]. 经济问题, 2008, 0(9) |
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| 作者姓名： | 李全庆 陈利根 |
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| 作者单位： | [1]南京农业大学公共管理学院,南京210095 [2]徐州工程学院,江苏徐州221000 |
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| 摘 要： | 巨灾保险问题是一个全球性的问题，是保险业正在拓展的一个新领域，也是保险理论研究的一个新课题。深刻剖析巨灾风险的特殊内涵，明确指出目前巨灾保险存在的“市场失灵”问题，并提出政府干预是解决该问题的根本方法，从而为我国巨灾保险制度建立和完善提供现实选择。
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| 关 键 词： | 巨灾保险 政府救济 现实选择 |
Thonghts of Catastrophe Insurance: Connotation,Market Failure,Government Relief and Practical Choice |
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| LI Quan-qing,,CHEN Li-gen. Thonghts of Catastrophe Insurance: Connotation,Market Failure,Government Relief and Practical Choice[J]. On Economic Problems, 2008, 0(9) |
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| Authors: | LI Quan-qing CHEN Li-gen |
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| Affiliation: | LI Quan-qing1,2,CHEN Li-gen1(1.School of Public Management,Nanjing Agriculture University,Nanjing 210095,China,2.Xuzhou Institute of Technology,Xuzhou,221000,China) |
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| Abstract: | As a global problem,catastrophe insurance becomes a new developing domain in insurance industry,also a new problem in theory research of insurance. By profoundly analyzing the connotation of catastrophic risk,clearly pointing out the market failure of current catastrophe insurance,and for this issue proposing that government intervention should be the fundamental way to solve the problem,which raised practical choices of China's catastrophe insurance system to establish and improve. |
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| Keywords: | catastrophe insurance connotation market failure government relief practical choice |
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