对农民专业合作社融资问题的调查与思考--以吉林省吉林市为例

近年来，农民专业合作社作为新型农业经营主体已成为促进农业经济转型、农民增产增收的主体力量，是国家“三农”扶持政策的重要载体，也是金融机构创新授信模式和开拓农村市场的重要平台。据调查显示，农民专业合作社尽管处在不断发展阶段，但其融资需求迫切，融资难、融资贵等问题依然存在。本文以吉林省吉林市为例，介绍了吉林市合作社发展及融资基本情况，分析了制约合作社融资的主要因素，进而提出对策建议。

Survey of Farmers' Professional Cooperative Financing Problem and Thinking --In Jilin City of Jilin Province as an Example

In recent years, farmers' professional cooperatives as the main body has become a new type of agricultural management promoting agricultural economic transformation and increasing the income of farmers increase body strength, is the national important carrier of the "three rural" supporting policy, credit and financial institutions innovation mode and important platform to exploit the rural market. According to the survey, though, the farmers' professional co-operatives in the phase of development, but its ifnancing needs urgent, ifnancing dififculties, ifnancing your problems still exist. This paper introduces the jilin city in jilin city of jilin province as an example, cooperative development and ifnancing basic situation, analyzes the main factors restricting the cooperative ifnance, and then puts forward countermeasures and Suggestions.