粮食直补资金担保贷款运行过程中产生的问题浅析--以吉林省德惠市为例 |
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引用本文: | 兰亚东. 粮食直补资金担保贷款运行过程中产生的问题浅析--以吉林省德惠市为例[J]. 吉林金融研究, 2016, 0(3). DOI: 10.3969/j.issn.1009-3109.2016.03.013 |
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作者姓名: | 兰亚东 |
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作者单位: | 中国人民银行德惠市支行,吉林德惠,130300 |
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摘 要: | 粮食直补资金担保贷款是以中央财政拨付给农民粮食直补资金为质押发放的贷款。粮食直补资金担保贷款一是解决了农民贷款无抵押的难题,二是贷款利率相对较低,节约了农民的融资成本。粮食直补资金担保贷款运行过程中出现了几个新问题,值得我们去关注,并加以解决。
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关 键 词: | 粮食直补 担保 问题 |
Analysis on the Problems of Grain Direct Subsidy Funds Secured Loans in the Process of Operation |
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Abstract: | The grain direct subsidy funds guarantee loans to the central government allocated to farmers of grain direct subsidy funds for pledge loans. Grain direct subsidy funds loan guarantees is to solve the problem of farmers' loans without collateral, two of the loan interest rate is relatively low, saving farmers ifnancing costs. There are several new problems in the operation of grain direct subsidy funds, which are worth to pay attention to and solve them. |
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Keywords: | Grain Direct Subsidy Guarantee Problem |
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