THE REASONABLE EXPECTATIONS DOCTRINE: UNDERSTANDING THE LAW AND THE LORE BEHIND UPHOLDING THE REASONABLE EXPECTATIONS OF INSURANCE POLICYHOLDERS |
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| Authors: | Eugene R. Anderson James J. Fournier |
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| Affiliation: | a partner in the New York office of Anderson Kill and Olick, PC.;a member of the New York bar and Director of Insurance Coverage Projects at the same firm. The firm has offices in New York, NY;Newark, NJ;Washington, D.C.;Philadelphia, PA;San Francisco, CA;and Tucson and Phoenix, AZ. The firm regularly represents policyholders in insurance coverage disputes. |
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| Abstract: | Abstract: The authors examine the increasing recognition by the courts that an insurance policy is a consumer product, not merely a contract. This evolution has been the result of an increasing focus on the reasonable expectations doctrine. A review of the legal environment involving reasonable expectations and insurance coverage is presented. |
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