黑龙江省林权抵押贷款现状调研

通过问卷调查与实地调研相结合的方法,对黑龙江省近年来林权抵押贷款的基本情况进行了全面的调查研究。调研结果表明:服务配套要素市场建设不完善、金融机构积极性有待提高、缺少风险转移补偿机制、金融产品创新相对滞后是黑龙江省林权抵押贷款发展的主要制约因素。因此,站在金融支持的视角提出了加快打造完善的林权抵押贷款运行环境、完善林业保险及风险补偿制度、进一步创新林权抵押贷款运行模式、搭建综合服务平台等促进黑龙江省林权抵押贷款发展的政策建议。

Investigation on the Status Quo of Forest Right Mortgage Loan in Heilongjiang Province

Combined with the questionnaires and field research methods to conduct a comprehensive survey research about the basic situation of Heilongjiang forest right mortgage loan in recent years,and in-depth analysis of the main problems: Service factor markets are imperfect, financial institutions should be improved motivation,risk transfer compensation mechanism is shortage,financial product innovation is lagging behind. Then standing financial support perspective,proposed to build the forest right mortgage loan operating environment more better,improve forestry insurance and risk compensation system,and formulate the policy proposals of the forest right mortgage servicing platform.