| 商业银行资产业务中的信息不对称及博弈论分析 |
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| 引用本文： | 冯涛.商业银行资产业务中的信息不对称及博弈论分析[J].经济研究导刊,2007(2):65-67. |
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| 作者姓名： | 冯涛 |
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| 作者单位： | 安徽大学,经济学院,合肥,230039 |
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| 摘 要： | 信息经济学认为,现实经济运行中交易者之间普遍存在着信息不对称.信息不对称将导致事前的逆向选择和事后的道德风险.商业银行的日常经营中信息不对称现象普遍存在.分析信息不对称对商业银行资产业务的影响,并从成本效益角度,运用博弈论理论分析逆向选择和道德风险形成的原因,就如何减少商业银行经营中的信息不对称提出一些政策措施.
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| 关 键 词： | 商业银行 资产业务 信息不对称 博弈论 商业银行 资产业务 信息不对称 博弈论 分析 Bank Commercial Asymmetry Information Analysis Game Theory Operation 政策措施 银行经营 风险形成 道德风险 理论 运用 成本效益 影响 |
| 文章编号： | 1673-291X（2007）02-0065-03 |
| 修稿时间： | 2006-09-25 |
Information Asymmetry in Commercial Bank's Asset Operation and Game Theory Analysis |
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| FENG Tao.Information Asymmetry in Commercial Bank''''s Asset Operation and Game Theory Analysis[J].Economic Research Guide,2007(2):65-67. |
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| Authors: | FENG Tao |
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| Institution: | Economy College, Anhui University, Hefei 230039, China |
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| Abstract: | The information economics holds, in realistic economical movement between transaction generally exists information asymmetry. The information asymmetry will cause in anticipation reversion choice and the afterwards moral risk. In commercial bank's daily management information asymmetry is also universal existence.This article will discuss the information asymmetry to the commercial bank asset operation influence. And from cost benefit angle, using the game theory analyses the reasons which lend to reversion choice and moral risk. Finally,the author proposes some policies handling about how to reduce the information asymmetry in the commercial bank's management. |
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| Keywords: | commercial bank asset operation information asymmetry game theory |
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