我国专业保险代理机构市场需求影响因素实证分析

近年来,我国保险专业代理机构发展很快,但市场淘汰率很高,生存发展困难。为探究这一现象的原因,本文引入市场需求的概念,采用回归分析的方法,对全国各地区保险专业代理机构所代理保险业务的相对规模及其影响因素进行了实证分析,从而找出了影响其市场生存空间最主要的一些因素,提出了关于这一行业发展的政策建议。

An exponential analysis of factors impacting market demands of specialized insurance agencies in China

Specialized insurance agencies have seen rapid development in recent years,but at the same time,many of them have been eliminated or are facing with the difficulty for survival.To explore on the causes for this phenomenon,the paper introduced the concept of market demands and applied the regression analysis methodology to analyze the relative sizes of specialized insurance agencies all over the country(including 31 provinces,municipalities and autonomous regions and four independent cities) and factors of i...