| 涉农经济组织的融资及信贷配给 |
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| 引用本文： | 王静.涉农经济组织的融资及信贷配给[J].财经科学,2007(7):38-44. |
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| 作者姓名： | 王静 |
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| 作者单位： | 西北农林科技大学经济管理学院金融系,杨凌,712100 |
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| 基金项目： | 国家哲学社会科学基金资助项目（03AJY007） |
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| 摘 要： | 本文将利率、贷款抵押成本作为信用成本变量纳入一个分析框架,建立了一个竞争市场条件下综合信贷配给模型,重点研究涉农经济组织在不同信贷市场下的信贷配给.研究表明,涉农经济组织由于信用风险高而被排除在配给范围之外.这个结论可以很好地解释涉农经济组织融资困难这一经济现象.
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| 关 键 词： | 信贷配给 利率 非利息成本 |
| 文章编号： | 1000-8306（2007）07-0038-07 |
| 收稿时间： | 2007-04-09 |
| 修稿时间： | 2007-04-09 |
Financing and Credit Rationing of Agriculture Economical Organization |
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| Wang Jing.Financing and Credit Rationing of Agriculture Economical Organization[J].Finance and Economics,2007(7):38-44. |
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| Authors: | Wang Jing |
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| Abstract: | This article brings interest rate, the loan mortgage cost into an analysis frame, establishing an synthetic credit ration model under competitive market condition. It focuses on the different credit rationing of agriculture economic organizations in different credit markets. The research indicated that, the agriculture economic organizations are excluded from credit ration due to high credit risk, which explains the financing difficulty of agriculture economic organizations. |
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| Keywords: | credit rationing interest rate non- interest cost |
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