“十三五”时期城商行的创新发展战略

城商行在“十三五”时期既面临着重要的发展机遇，也受到很多不利因素的冲击，城商行应该在创新思维引领下努力发展财富管理业务、资产管理业务和投资银行业务，并且建立这三者业务为一体的业务模式，扩大自己的盈利空间，同时强化自身的管理体制创新以及风险机制创新，从而在未来复杂多变的市场环境中更好地持续健康发展。

The City Commercial Bank Develop in an Innovative Way during 13th Five-Year

The city firm in 13th Five-Year during the planning period is facing important opportunities for development, but also by many adverse shocks. The city firm should be under the guidance of innovative thinking, and strive to develop wealth management business, asset management business, investment banking business and the establishment of these three business models to expand their own profit space. Also city commercial banks should strengthen their own management system innovation and risk mechanism innovation, improve the management system, reduce the risk, so that in the future the compli-cated and changeable market environment are better able to the sustained and healthy development.