| 论非寿险投资型产品的性质、风险与监管 |
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| 引用本文： | 吴志军. 论非寿险投资型产品的性质、风险与监管[J]. 保险研究, 2009, 0(4) |
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| 作者姓名： | 吴志军 |
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| 作者单位： | 武汉大学; |
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| 摘 要： | 保险公司的主营业务特性不同,其盈利模式和所面对的风险状况也就存在着较大的差异性,进而也决定着保险监管和风险管理措施的差异性。本文首先从保险公司经营业务的重新认识开始,明确了非寿险投资型产品的业务性质,进而通过比较传统产险业务和非寿险投资型产品的盈利模式和风险,指出非寿险投资型产品的双重业务性质所决定的双重风险,并针对性地提出了非寿险投资型产品的监管建议。
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| 关 键 词： | 非寿险投资型产品 投资风险 资本监管 |
The nature of non-life investment type products and their risks and regulation |
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| Wu Zhi-jun. The nature of non-life investment type products and their risks and regulation[J]. Insurance Studies, 2009, 0(4) |
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| Authors: | Wu Zhi-jun |
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| Abstract: | Due to different characteristics of different types of insurance businesses,insurance companies differ with each other in terms of their earning models and risk profiles,which in turn dictates the differentiation in insurance regulations and risk management measures.Starting from a re-recognition of insurance companies' business operations,the paper defined the business nature of non-life investment-type insurance products.Through comparing the earning models and risk profiles between those of traditional g... |
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| Keywords: | investment-type non-life insurance product investment risk capital regulation |
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