论中国保险公司的规模经济

保险公司只有达到一定规模才具有国际竞争力.保险公司的最佳经济规模在不同的时期受保险市场主体的多少、国家的保险产业政策等多种因素影响.我国保险公司与全球著名大型保险公司规模相比有较大差距,因此,规模经济对于提高中资保险公司的国际竞争力具有特殊的现实意义.中资保险公司可通过上市扩充资本金、并购、组建保险集团等途径实现规模经济.

On Scale Economy of China''''s Insurance Corporations

In order to gain international competitiveness, insurance corporations must have a certain degree of scale. The MOS for insurance corporations at different time is influenced by many factors, such as the amount of competitors and national insurance industry policies. By comparison, there is a large gap between China's insurance corporations and foreign famous insurance corporations. Therefore, scale of economy has special practical significance for China's insurance corporations to gain international competitiveness. The options for China's insurance corporations to realize scale economy include: increasing capital through capital market, M&A, and organizing insurance groups.