基于金融体制改革的信用担保问题研究

在金融危机席卷全球的今天,国家加快了金融体制改革的步伐。作为中小企业融资问题的关键,信用担保业的发展促进了我国经济的平稳快速发展,但信用担保业务的发展仍然存在诸多问题需要解决,解决信用担保业务中存在的问题对金融体制改革起着重要影响。本文说明了目前我国的信用担保业的发展现状,着重分析了信用担保业中存在的主要问题,并提出了应对措施。

Research basing on financial system reform's credit guarantee problem

Because nowadays the financial crisis has spread around the world, China has already quickened the steps of Financial System Reform.As the key issue in financing problems of Medium and Small Enterprises, the development of Credit Guarantee Industry has promoted the steady rapid growth of our nation s economy, but there are still many problems in Credit Guarantee to be solved, which greatly affects the Financial System Reform.This article explains the current development of China Credit Guarantee, emphatically analyzes the main problems in Credit Guarantee and puts forward some corresponding measures of it .