对我国利率市场化的投资效应分析

利率市场化改革对经济增长的主要贡献在于两个方面，一是它增加了储蓄，因而可投资数量增加；二是而且是更为重要的原因，它改进了投资质量。利率市场化这两方面的功能能否发挥直接关系到我国利率改革的成效。本在此认识基础上，通过对我国利率市场化过程中的投资数量和投资质量两方面的分析，得出金融堵塞和资金逆配置问题是影响我国利率场化传导机制的制约因素，并针对这一问题提出政策化建议。

An Analysis of the Investment Effect upon Our Country''''s Interest Rate Marketable Reform

Main contributions of interest rate marketable reform on economy development lie in following two aspects: one, it will add savings so that capital amount that can be used as investment increases; the other more important reason, it will improve investment quality. That interest rate reform will success or fail depends on whether these two functions of interest rate marketable reform will work. This paper concludes finance jam and capital allocation contradictorily are restricting factors that influence interest rate marketable transmitting mechanism, by demonstrating analysis of investment amount and investment quality during the interest rate marketable reform, moreover puts forward policy advice in allusion to these problems.