| 制度建设:提高银行监管能力的基石 |
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| 引用本文： | 阙方平,夏常义. 制度建设:提高银行监管能力的基石[J]. 湖北经济学院学报, 2005, 3(5): 48-53 |
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| 作者姓名： | 阙方平 夏常义 |
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| 作者单位： | 湖北银监局,政策法规处,湖北,武汉,430071 |
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| 摘 要： | 银行监管制度具有信息、降低交易成本、激励和约束四种功能，也存在设计、维护、服从和结构四种类型的制度成本。制度过剩、制度不足和制度摩擦均会影响银行监管的效率，因此应从上述三个方面入手加强银行监管制度建设，提高银行监管的效率。
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| 关 键 词： | 银行监管 制度资本与成本 制度建设 |
| 文章编号： | 1672-626X(2005)05-0048-06 |
| 收稿时间： | 2005-09-01 |
| 修稿时间： | 2005-09-01 |
Institution Construction: The Foundation Stone to Improve the Capacity for Banking Supervision |
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| QUE Fang-ping,XIA Chang-yi. Institution Construction: The Foundation Stone to Improve the Capacity for Banking Supervision[J]. Journal of Hubei University of Economics, 2005, 3(5): 48-53 |
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| Authors: | QUE Fang-ping XIA Chang-yi |
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| Affiliation: | Office of Policy and Regulation, Hubei Bureau of Banking Supervision, Wuhan 430071, China |
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| Abstract: | The bank's supervising institution has four functions: informing,reducing the transaction costs,incentive and disciplining.It also has four types of costs: designing,maintaining,complying and structuring.Oversupply,insufficiency and friction of the institution can all affect the efficiency of banking regulation.Therefore,in order to upgrade the efficiency of banking regulation,we should set out from these three aspects to strengthen the construction of banking regulatory institution. |
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| Keywords: | banking regulation institution capital and costs institution construction |
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