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对我国金融混业经营模式的探讨
引用本文:周丽华. 对我国金融混业经营模式的探讨[J]. 新疆财经, 2007, 0(2): 54-56,24
作者姓名:周丽华
作者单位:新疆财经大学,金融系,乌鲁木齐,830012
摘    要:加入WTO后,我国金融业面临着国外金融混业经营的强烈冲击和严峻挑战。在国民经济和社会发展第十一个五年规划稳步推进金融业综合经营试点的精神指导下,探讨在金融业分业经营、分业监管体系下我国混业经营模式的选择已迫在眉睫。金融控股公司具有全能银行模式和分业模式的特点,可以兼顾效率和安全,是适合我国国情的一种金融混业模式的选择。

关 键 词:金融混业经营  金融混业模式  金融控股公司
文章编号:1007-8576(2007)02-0054-03
收稿时间:2007-03-07
修稿时间:2007-03-07

Discussions on Finance Mixing Industry Management in China
Zhou Lihua. Discussions on Finance Mixing Industry Management in China[J]. Finance & Economics of Xinjiang, 2007, 0(2): 54-56,24
Authors:Zhou Lihua
Affiliation:Xinjiang University of Finance and Economies, Urumqi 830012, China
Abstract:After entering into the WTO,finance industry in China is experiencing dramatic impacts and facing great challenges.Under the instruction of the 11th five-year plan on national economy and of launching finance comprehensive management,it is urgent to choose the mixing management pattern to analyze the problems in current finance mixing industry management in China under the system of dividing industry management and dividing supervision.Furthermore,the financial holding company,taking the efficiency and safety into consideration,characterized by both versatile bank pattern and dividing industry pattern,could be the choice suitable to the situation in China.
Keywords:Finance Mixing Industry Management  Finance Mixing Industry Pattern  Financial Holding Company
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