| 不良贷款约束下的中国银行业效率——基于方向性距离函数的实证分析 |
| |
| 引用本文： | 王昌,何东霞.不良贷款约束下的中国银行业效率——基于方向性距离函数的实证分析[J].广东金融学院学报,2009,24(2):73-84,128. |
| |
| 作者姓名： | 王昌 何东霞 |
| |
| 作者单位： | 广东商学院,国民经济研究中心,广东,广州,510320 |
| |
| 摘 要： | 运用方向性距离函数方法测度中国银行业2000～2006年包含不良贷款的技术效率及规模效率得出,在平均意义上,考虑不良贷款后,国有和股份制银行在生产前沿上的数目增多,中国银行业的效率水平提高并且效率值变化近似于V字型;在最大化减少不良贷款和投入同时增加好产出时得到的效率值较高;中国银行业处于规模报酬递减区域,但从长远看,规模效率有上升的趋势。
|
| 关 键 词： | 方向性距离函数 不良贷款 银行业 效率 |
China's Bank Industry Efficiency with Non-Performing Loan Constraint An Empirical Analysis Based on Directional Distance Function |
| |
| Wang Chang,He Dongxia.China''s Bank Industry Efficiency with Non-Performing Loan Constraint An Empirical Analysis Based on Directional Distance Function[J].Journal of Guangdong University of Finance,2009,24(2):73-84,128. |
| |
| Authors: | Wang Chang He Dongxia |
| |
| Institution: | Institute of National Economics Vocational & Technological;Guangdong University of Business Studies;Guangzhou 510320;China |
| |
| Abstract: | The paper applies directional distance function method to measure technical efficiency and scale efficiency in China's banking industry over the period 2000 to 2006 while accounting for non-performing loan.The major conclusions are as follows:with accounting for control non-performing loans,the number of state-owed and joint-stock bank in the production frontier increases,and the efficiency of China's banking industry improves as well,whose change undergoes a movement like "V";efficiency is slightly higher ... |
| |
| Keywords: | directional distance function non-performing loan banking industry efficiency |
| 本文献已被 CNKI 维普 万方数据 等数据库收录！ |
