保证期间与诉讼时效关系新探

保证期间与诉讼时效决定着保证人的责任存在与否以及债权人权利能否实现,涉及到债权人和保证人的自身经济利益。我国的保证期间实际上肩负着两个任务,它既是债权人向保证人行使权利的时间限制,也是债权人向债务人行使权利的时间限制。债务届期后,债权人要在保证期间内,先向债务人主张,不按时向债务人主张权利,保证人免责。在对债务人执行完毕后而未完全受偿时,债权人还要在保证期间内再对保证人主张,不按时向保证人主张,保证人同样免责。在期间内向保证人主张之后,才开始计算保证合同的诉讼时效。

A New Exploration About the Relationship Between Guaranty Period and Limitation of Lawsuit

The period of guarantee and limitation of lawsuit depend on if the guarantors exist or not and if creditors′ rights can be realized,involving the creditors and the guarantors their own economic interests.The guarantee period in China actually has two tasks: it is not only the time limit that creditors exercise rights to guarantors,but also is the time limit that creditors exercise their rights to debtors.Debt after failure,creditors claim to debtors in secure period at first,if not claim to debtors on time,the guarantors shall escape.After the completion of the execution to debtors,but did not be fully compensated,the creditors should claim to guarantor again in guarantee period,if not on time,guarantors also escape.After claiming to guarantors in the period,limitation of lawsuit of contract begins to be calculated.