| 社会资本影响农村中小企业正规信贷可得性的实证分析——基于福建省350个样本的调查 |
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| 引用本文： | 林丽琼,张文棋,郑境辉.社会资本影响农村中小企业正规信贷可得性的实证分析——基于福建省350个样本的调查[J].技术经济,2009,28(9):95-99. |
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| 作者姓名： | 林丽琼 张文棋 郑境辉 |
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| 作者单位： | 福建农林大学,经济与管理学院,福州,350002 |
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| 基金项目： | 福建省教育厅社会科学研究一般项目 |
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| 摘 要： | 针对我国农村中小企业正规信贷融资难的问题,本文基于2008年福建省农村350家中小企业的调查数据,采用Logistic回归模型,对企业主社会资本对农村中小企业正规信贷可得性的影响进行了实证分析。结果表明:网顶、熟人信任、贷款认知性3个因子对农村中小企业正规信贷可得性具有显著的正向影响;普遍信任、规范2个因子对农村中小企业正规信贷可得性具有显著的负向影响;网络规模、特殊信任2个因子对农村中小企业正规信贷可得性没有显著影响。
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| 关 键 词： | 正规信贷可得性 社会资本 农村中小企业 |
Empirical Analysis on Effects of Social Capital on Availability of Formal Credit of Rural Small and Medium-sized Enterprises in China: Based on Investigation of 350 Samples in Fujian |
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| Lin Liqiong,Zhang Wenqi,Zheng Jinghui.Empirical Analysis on Effects of Social Capital on Availability of Formal Credit of Rural Small and Medium-sized Enterprises in China: Based on Investigation of 350 Samples in Fujian[J].Technology Economics,2009,28(9):95-99. |
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| Authors: | Lin Liqiong Zhang Wenqi Zheng Jinghui |
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| Institution: | (College of Economics and Management, Fujian Agriculture and Forestry University, Fuzhou 350002, China) |
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| Abstract: | Based on the data about rural small and medium-sized enterprises in Fujian in 2008,this paper uses the Logistic regression model to analyze the effects of social capital of business owners on the availability of formal credit of rural small and medium-sized enterprises. The result shows that net top,acquaintances trust and loan cognition have significant positive effects on the availability of formal credit however, general trust and norm have significant negative effects on the availability of formal credit;network size and special trust haven＇t significant effects on it. |
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| Keywords: | availability of formal credit social capital rural small and medium-sized enterprise |
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