我国小额贷款的制度变迁研究

我国小额贷款发展肩负着重要的历史使命,对缓解中小企业融资困难,帮助下岗职工再就业和农民脱贫致富有着重要作用,同时也是激活民间资本、激励市场微观主体参与社会主义现代化建设的重要举措,对完善我国最基层的金融服务体系有着重要意义。因此,对我国小额贷款的发展历程和制度演变进行研究探索,将有助于促进小额贷款公司可持续健康发展。

Study of the Evolution of the Institution of China's Petty Loan

The development of petty loan in China burdens important historic missions,which plays a significant role in relieving the difficulty of SMEs' fund rising and help unemployed people engage in employment and getting rid of farmers' poverty and making them become better off.And it is also an important measure that activates private capitals,motivates micro -economic main body to participate in the construction of socialist modernization,which is meaningful to improve China's grassroots financial service syste...