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从商业银行角度浅析我国中小企业融资难问题
引用本文:宋琳. 从商业银行角度浅析我国中小企业融资难问题[J]. 价值工程, 2011, 30(8): 104-105
作者姓名:宋琳
作者单位:中国海洋大学,青岛,266000
摘    要:中小企业是我国国民经济和社会发展的重要力量,但长期以来,中小企业所获得的金融资源却十分匾乏,特别是通过银行融资难的问题己经成为严重制约我国中小企业进一步发展的最大瓶颈。本文首先分析了中小企业融资难的原因,然后论述了发展中小企业融资业务对我国商业银行的重要意义,最后对商业银行如何发展中小企业业务提出几点建议。

关 键 词:商业银行  中小企业  融资

The Analysis on the Issues of the Financing for the SMEs in China from the Perspective of Commercial Banks
Song Lin. The Analysis on the Issues of the Financing for the SMEs in China from the Perspective of Commercial Banks[J]. Value Engineering, 2011, 30(8): 104-105
Authors:Song Lin
Affiliation:Song Lin(Ocean University of China,Qingdao 266000,China)
Abstract:SMEs are important force for the development of national economic and society in China,but for a long time,the financial resources to SMEs are very poor,the issues of financing for the SMEs has become the biggest bottleneck to further development of the SMEs in China.Firstly this article analyzes the reasons of the difficulties for the SMEs to finance,and then discusses the importance to commercial banks of China to develop the SMEs finance,finally puts forward some suggestions for the commercial banks to develop SMEs services.
Keywords:commercial banks  SMEs  financing
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