| 中国商业银行信用风险管理存在的问题及对策 |
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| 引用本文： | 冀玉玲. 中国商业银行信用风险管理存在的问题及对策[J]. 价值工程, 2011, 30(8): 130-131 |
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| 作者姓名： | 冀玉玲 |
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| 作者单位： | 内蒙古机电学院,呼和浩特,010070 |
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| 摘 要： | 信用风险是商业银行所面临的基本风险,也是目前中国商业银行最主要的金融风险。银行大量的不良资产和国外银行的竞争,使得提高银行的信用风险管理水平成为中国银行业面临的重要课题。本文将以商业银行信用风险为主题,分析信用风险的危害及信用风险管理的重要性,探寻中国银行业信用风险管理的缺陷与不足,提出解决方案。
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| 关 键 词： | 银行 信用风险 风险管理 |
Problems and Solutions of Credit Risk Management in China's Commercial Bank |
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| Ji Yuling. Problems and Solutions of Credit Risk Management in China's Commercial Bank[J]. Value Engineering, 2011, 30(8): 130-131 |
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| Authors: | Ji Yuling |
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| Affiliation: | Ji Yuling(Inner Mongolia Technical College of Mechanics and Electrics,Hohhot 010070,China) |
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| Abstract: | Credit risk is the fundamental risk that banks are facing,and currently is also China＇s commercial banks＇ major risk.A large number of non-performing assets of banks and the competition with foreign banks make that raising the credit risk management level of China＇s banking industry has become an important issue.According to these issues,combining with the characteristics of commercial bank in China,the paper puts forward some solutions. |
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| Keywords: | bank credit risk risk management |
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