养老保险理财策略

随着我国经济与社会的飞速发展,人口的老龄化问题也开始变得越来越突出,到本世纪中叶,这个问题将更加严重。如何帮助老龄人过上一个幸福、快乐而有尊严的晚年是当前的一个重要课题。文章在分析了购买商业养老保险应注意的问题,对比商业养老保险和社会养老保险的差异后,对商业养老保险理财的若干问题进行了讨论。

Financing strategies on endowment insurance

With quick development of our economy and society, aged tendency of population has become more and more predominant. Until the middle period of the century, this problem will be more serious than ever. How to help the aged lead happy lives with dignity in their old age is an important task now. This article raises some questions about buying endowment insurance, gives distinction between endowment insurance and society insurance, and then discusses many problems on the financing of commercial endowment insurance.