“粮食银行”发展趋势初探——以吉林省榆树市“粮食银行”为例

2007年初,被称为我国第一家正式挂牌的“易裕粮食银行”在江苏太仓挂牌营业。农户走进”粮食银行”,就好像走进了银行的储蓄所,只不过存取的内容从现金变成了粮食。而“粮食银行”所承担的,则是代农储粮、代农加工和品种兑换的功能。所谓“粮食银行”就是粮食企业面向粮食生产者开展的一种粮食代储代销业务。把粮食这一特殊商品与现代银行的经营管理方式结合起来,让农民利益与企业利益、生产者与经营者联系在一起,构建了粮食企业与粮农的新型关系。“粮食银行”发展8年有余,参与的角色、形式、功能多样,各有千秋,发展的良莠不齐。本文通过对吉林榆树“粮食银行”的深入调研,对粮食企业、粮户的利弊分析,寻找粮食企业与粮农的合作新路径,为“三农”经济的发展有着重要意义。。

The Development Trend of Food Bank

The so-called ＂food bank＂ is the grain enterprises for food producers to carry out a food store to sell the business. This is a special commodity grain and modem bank management methods combined, so that farmers interests and the interests of enterprises, the producers and operators together, build a new relationship with the grain enterprises. ＂More than 8 years development, the food bank＂ role, form, functional diversity, Each has its own merits., development uneven, some good and some bad. Through in-depth research on Jilin elm ＂food bank＂, analysis of the pros and cons of food enterprises, households, looking for food enterprises and the cooperation in the new path, ＂rural development＂ economy has important significance..