互联网金融发展与风险管控研究

互联网金融是技术进步与金融产业相结合的产物,它的出现给传统银行业带来了一系列的制度变迁和前所未有的发展机遇,同时也给银行业带来了空前的负面效应。本文从互联网金融发展的现状入手,分析互联网金融面临的主要风险及风险产生的根源,并结合当前实际,提出健全和完善互联网金融风险防范和管理控制的有效措施。

Research on the Internet Finance Development and Risk Control

The Internet finance is the product of the combination of the Interact technology progress and financial industries. It brings to the traditional banking industry a series of institutional change and unprecedented opportunities for development, at the same time it also brought unprecedented negative effects to the banking industry. This article based on the present situations of the Internet finance, to analyze on the main risks of the Intemet finance and the root causes of the risks, In combination with the present situation, put forward effective measure to control the financial risks and management of the Internet finance