国外融资担保行业发展的经验及启示

由于世界各国经济社会发展状况的不同,中小企业融资担保制度在运作理念、运行机制等方面都存在较大的差异。本文通过介绍国外融资担保行业的发展概况,归纳国外担保机构的主要类型和融资担保项目品种,总结国外融资担保机构的制度建设与风险管理的经验,为我国的融资担保行业发展提供有益的启示。

Experience and Enlightenment of Development of Foreign Financing Guarantee Industry

As the national economic and social development situation in the world is different, the financing guarantee system for small and medium enterprises are there is a big difference in the aspects of operation idea, operation mechanism. This paper introduces the development overview of the foreign financing guarantee industry, main types and financing guarantee program induction of foreign security agencies of the varieties, summed up the system construction and risk management of foreign financing guarantee institutions experience, provide beneficial enlightenment for our country＇s financing guarantee industry