| 中国农村信贷配给效率的实证分析 |
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| 引用本文： | 刘艳华,王家传. 中国农村信贷配给效率的实证分析[J]. 农业经济问题, 2009, 0(5) |
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| 作者姓名： | 刘艳华 王家传 |
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| 作者单位： | 山东农业大学经济管理学院;山东经济学院农村金融与财政发展研究中心; |
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| 基金项目： | 山东省社会科学规划重点项目“山东省农村金融服务体系重构目标与途径研究”(编号:07JDB202)阶段性研究成果;;“山东省‘三农’问题软科学研究基地”的资助 |
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| 摘 要： | 文章在对农村信贷配给度的历史变迁梳理的基础上,采用协整和比较的方法分析了中国农村信贷资金的配给效率。研究表明,政府主导的农村金融体制变迁决定了农业信贷配给度的变迁;农业信贷配给度有所降低,但其信贷配给效率低下;农村中小企业的信贷配给度逐年增加,但其信贷配给效率较高;农村金融体制深化改革阶段的农业信贷配给效率低于农村金融改革的初期阶段;农村中小企业的信贷配给效率高于农业信贷配给的效率。
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| 关 键 词： | 农村信贷 配给度 配给效率 协整 比较分析 |
Empirical Analysis on the Efficiency of Chinese Rural Credit Rationing |
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| LIU Yanhua , WANG Jiachuan. Empirical Analysis on the Efficiency of Chinese Rural Credit Rationing[J]. Problems of Agricultural Economy, 2009, 0(5) |
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| Authors: | LIU Yanhua WANG Jiachuan |
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| Abstract: | The article analyzes the efficiency of Chinese rural credit rationing by Co integration Test and Comparison on the basis of the historical transition of the credit rationing degree.The result indicates that the transition of rural financial system led by Chinese government determines the one of agricultural credit rationing;The degree of agricultural credit rationing decreases somehow.However,the efficiency of agricultural credit rationing is very low.The article also finds that the degree of the credit rat... |
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