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新型农村社会养老保险参保行为主观影响因素实证研究
引用本文:吴玉锋.新型农村社会养老保险参保行为主观影响因素实证研究[J].保险研究,2011(10):61-67.
作者姓名:吴玉锋
作者单位:华中科技大学社会学系,湖北武汉,430074
摘    要:本文采用2010年对1595个衣民的调查数据,对新型农村社会养老保险参保行为的主观影响因素进行了实证分析。研究结果表明,农民对新农保制度的信任度对其参保行为有显著性影响,农民的信任度越高,其参保的可能性就越高;农民对制度的满意度对其参保行为没有显著影响;农民对制度的了解对其参保有促进作用,农民对制度越了解,越倾向于参保...

关 键 词:满意度  信任度  新型农村社会养老保险  参保行为

An Exponential Study on Subjective Factors Affecting Participation into the New Type Rural Pension Insurance
Abstract:Based on the 2010 survey data of 1595 villagers,the article made a quantitative analysis on the influence of subjective factors on the villagers’ participation into the new type rural pension insurance system.The results showed that the trust level on the system had significant impacts on the villagers,the higher the trust level,the more likely their participation.The degree of satisfaction with the system showed no significant effect on the villagers’ decisions.But the villagers’ participation went up as their understanding of the system improved,the better their understanding,the more likely to participate.It was also confirmed that the higher aged people were more likely to participate in the system,and the district was an important factor as well.
Keywords:degree of satisfaction  trust level  the new type rural pension insurance system  behavior of insurance participation
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