Household insolvency: A review of household debt repayment,delinquency, and bankruptcy |
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Institution: | 1. Crawford School of Public Policy, Australian National University, Canberra 0200, Australia;2. Faculty of Economics and Institute for Social and Economic Studies, Dhurakij Pundit University, Bangkok 10210, Thailand |
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Abstract: | This review paper explores the issues related to the meaning and measurement of insolvency within the domain of household finances. Conceptual and empirical evidence to explain the onset of insolvency is reviewed. Predictive models and financial ratios are presented as techniques for identifying insolvent households. Implications for monitoring of solvency by households and responses to insolvency are presented. |
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