| 中国养老保险改革的政策效应分析 |
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| 引用本文： | 张庆伟.中国养老保险改革的政策效应分析[J].财经理论与实践,2016(2):21-25. |
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| 作者姓名： | 张庆伟 |
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| 作者单位： | 天津财经大学 经济学院，天津 300222; 浙江万里学院 商学院，浙江 宁波 315100 |
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| 基金项目： | 国家社科基金(14CJL042)，国家软科学研究计划(2013GXS4D119) |
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| 摘 要： | 基于世代交叠模型，考虑中国经济“新常态”中出现的特点和趋势，分析中国养老保险改革中多种政策的潜在影响。研究结果表明：国家不能仅仅依靠延迟退休政策来应对老龄化问题，应保持社会养老保险制度的相对稳定、完善金融市场体系、提高资金运用效率。
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| 关 键 词： | 新常态 养老保险 世代交叠模型 延迟退休 |
Policy Effect Analysis of Pension Insurance Reform in China's |
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| ZHANG Qingwei.Policy Effect Analysis of Pension Insurance Reform in China's[J].The Theory and Practice of Finance and Economics,2016(2):21-25. |
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| Authors: | ZHANG Qingwei |
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| Abstract: | How to adapt and response to the new normal is a key problem for the pension in-surance system in China.The interaction between the new normal and the pension system is ana-lyzed based on overlapping generations model and characteristics of the new normal.It is conclu-ded that:1)delaying retirement is an alternative but not the only choice to solve the problem of population aging;2)the social pension should be kept stable;and 3)the financial market should be improved to make enterprise funding more efficiently. |
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| Keywords: | new normal pension insurance overlapping generations retirement delay |
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