| 中国寿险业的经营环境因素分析 |
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| 引用本文： | 李赟.中国寿险业的经营环境因素分析[J].山西经济管理干部学院学报,2004,12(3):29-31. |
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| 作者姓名： | 李赟 |
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| 作者单位： | 山西财经大学经济学院,山西,太原,030006 |
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| 摘 要： | 随着经济全球化进程的加快和中国加入WTO，寿险业面临着严峻的考验和挑战，必须直面影响其发展的许多深层次的问题。本文对中国寿险市场经营环境分别从经济环境和社会人文环境两方面选取10个指标与寿险保费收入作相关分析，深入分析影响其发展的因素，找出五项影响因素包括利率效应、收入效应、替代效应、人文因素和家庭规模，进一步找出这五个方面的代表性指标进行线性回归分析，证实了这五个方面的影响确实存在。并针对其中不利的影响因素提出一些政策建议。
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| 关 键 词： | 人寿保险 人文环境 经济环境 |
| 文章编号： | 1008-9101(2004)03-0029-03 |
| 修稿时间： | 2004年7月14日 |
The Factor Analysis of Management Environment about Chinese Life Office |
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| LI Yun.The Factor Analysis of Management Environment about Chinese Life Office[J].Journal of Shanxi Institute of Economic Management,2004,12(3):29-31. |
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| Authors: | LI Yun |
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| Abstract: | Life assurance is facing the flinty challenge with the China's entry of WTO and the rapid course of economic globalization.The Insurance agent must recognize the deep-seated problems which have affected its development.This paper selected ten indexes from the enonomic and social literae humaniores enviroment to analyze the correlations with the fees of life assurance,deeply analyzed the five factors including the rate of interest ,income,replacement, literae humaniores factor and the size of family.Moreover,the author selected five representative indexes from five factors ,and made a regressive analyse with the total life insurance fees.The result proved the existence of this five factors.Finally the thesis put forword some advice for the disadvantage factors. |
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| Keywords: | Life Assurance Literae Humaniores Enviroment Enonomic Enviroment |
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