黑龙江省中小企业政策性信用担保体系发展论

建立中小企业信用担保体系是世界各国解决中小企业融资困难和扶持中小企业发展的通行作法.目前已开展中小企业信用担保业务的大部分国家和地区均属于政策扶持型的中小企业信用担保体系,以扶持中小企业为目的.在黑龙江省中小企业信用担保体系中,政策性信用担保居于主导地位.做好这项工作,要进一步完善信用担保服务和支持体系;加强和改进政府的作用;担保机构应提高自身运作和抗风险能力.

The Development Discussion of Policy Credit Assurance System of Heilongjiang Middle and Small Enterprise

Build policy credit assurance system of middle and small enterprise is a common way as to solve the difficulty and help them develop. At present, most countries and areas had carried on credit assurance system, all of them are belong to policy support system. In the credit assurance system of middle and small enterprise of Heilongjiang province, policy credit assurance holds a dominant position. In order to make it better, we should perfect credit assurance service and support system, strengthen the effect of government, and the credit assurance organization itself should promote its ability.