汲取美国金融危机的教训稳健推进中国金融创新

一场由美国次贷危机引发的全球金融危机,至今仍未探底。这场金融危机的根源是美国实行新自由主义的资本主义经济模式,直接成因是脱离实体经济发展滥用金融创新产品,并疏于金融监管。虽然这场危机的直接成因是金融创新,但是我们不能因此停止金融创新,相反,要在汲取这场金融危机的教训的基础上稳健推进金融创新。在金融创新中要切实做到:金融创新立足实体经济并服务实体经济。金融创新与金融监管并重,加强场外监管。确保金融创新的基础资产质量。审慎对待复杂的金融产品创新、规范信用评级、加强风险控制、坚持行之有效的外汇管理政策。

Taking Lessons from U.S.Financial Crisis,Steadily Promoting China's Financial Innovation

A global financial crisis led by a sub-prime crisis has not reach its bottom.The root causes of the crisis was theneo-liberalcapitalist model hold in esteem by U.S.,the direct cause was flooding of financial innovative products in global financial market and lax financial regulation.While financial innovative products cause this crisis,we cannot stop completely financial innovation.On the contrary,we should learn from the crisis and achieve the following goals:financial innovation must be based on and serve...