防范同质化加剧系统性金融风险——美国次贷危机的警示

同质化问题会造成金融系统缺乏收敛性,加剧系统偏离稳定状态的风险,在美国次贷危机恶化升级为全球金融与经济危机的过程中表现较为明显。本文分析了导致金融同质化风险的一些主要制度性因素,并提出了防范相关风险的建议。

Avoiding Systematic Financial Risks Exacerbated by Homogenization

The homogenization could lead to financial system deviating from its normal path and lacking of convergence, which is apparent in U.S.sub-prime crisis evolving into global financial crisis.This paper analyses the institutional factors, which induced the risk of homogenization,and presents some suggestions of avoiding the potential homogenization risks for China's financial system.