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数字普惠金融与农业高质量发展水平的收敛性研究
引用本文:张合林,王颜颜. 数字普惠金融与农业高质量发展水平的收敛性研究[J]. 金融理论与实践, 2021, 0(1): 9-18. DOI: 10.3969/j.issn.1003-4625.2021.01.003
作者姓名:张合林  王颜颜
作者单位:郑州大学 商学院,河南 郑州 450001;郑州大学尤努斯社会企业中心,河南 郑州 450001;郑州大学 商学院,河南 郑州 450001
摘    要:采用2011—2018年省际面板数据,建立农业高质量发展的指标体系,测算我国28个省份的农业高质量发展水平,基于测算结果分析农业高质量发展水平的收敛性。结果表明:我国农业高质量发展水平存在区域差异,东部地区农业高质量发展水平最高,其次是中部地区和西部地区;农业高质量发展水平在全国及区域层面上均呈现收敛性特征,东部地区收敛速度最慢、中部地区最快。同时进一步分析了数字普惠金融对农业高质量发展的影响,并借助条件收敛模型探讨数字普惠金融对农业高质量发展的收敛效应。总体表明:无论是从全国层面还是从东部、中部、西部三大地区来看,我国数字普惠金融的发展与农业高质量发展水平呈正相关关系;数字普惠金融发展提高了全国及东部、中部、西部的农业高质量发展水平的收敛速度,有利于农业高质量发展水平的区域均衡发展。

关 键 词:农村金融  农业高质量发展  数字普惠金融  收敛模型

Research on Convergence of Digital Inclusive Finance and Agricultural High Quality Development Level
Zhang Helin,Wang Yanyan. Research on Convergence of Digital Inclusive Finance and Agricultural High Quality Development Level[J]. Financial Theory and Practice, 2021, 0(1): 9-18. DOI: 10.3969/j.issn.1003-4625.2021.01.003
Authors:Zhang Helin  Wang Yanyan
Abstract:Using the inter-provincial panel data from 2011 to 2018,the index system of agricultural high-quality development was established,and the agricultural high-quality development level of 28 provinces in China was calculated.The results showed that there were regional differences in the level of agricultural high-quality development in China,the highest level of agricultural high-quality development in eastern China,followed by the central and western regions.This paper further analyzes the influence of digital inclusive finance on the high quality development of agriculture,and discusses the convergence effect of digital inclusive finance on the high quality development of agriculture with the help of conditional convergence model.The results show that there is a positive correlation between the development of digital inclusive finance and the level of high-quality agricultural development in China,whether from the national level or from the three regions of east,middle and west.
Keywords:rural finance  high-quality agricultural development  digital inclusive finance  convergence model
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